Long-Term Care (LTC)

What are your odds of needing long-term care once you turn 65?
According to estimates, the odds are 60%. Currently, 6 out of every 10 Americans who reach age 65 may need long-term care at some point in their lives. ... published by Conning & Company,

Baby Boom or Bust? Why might you need it?
You or a loved one could need LTC services in your home or elsewhere as a result of a disabling disease, serious accident or illness situations that could happen at any age, regardless of your prior health. Having your family or friends to be your caregivers may not always be a realistic option.

Who provides long-term care and where?
Long-term care services may be provided by a health care professional such as a nurse, a home health aide or other personal care providers on a full-time basis or part-time. Long-term care services may be provided in a setting such as your own home ...a residential care facility ... an adult day-care center ... a nursing home.

 
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Without insurance, LTC expenses could totally deplete a $500,000 nest egg in less than 6 years. Reign will assist you in selecting a comprehensive plan which can be the key to having more control over your assets and independence. Our goal is to help you preserve the savings and assets you have worked a lifetime to build.

With a wide range of benefits, you can get the type of care you need. First, decide how you want your benefits paid to you. Then select the amount of coverage you want for facility care along with the amount of coverage you want for home and community care services.

Secondly, select the time frame you want by choosing the length of time
before benefits are paid when you first need coverage. And choose the benefit period to create your Total Lifetime Benefit.


Let Reign Insurance & Financial Services assist you in obtaining the best price and policy to meet your individual needs. Just take a moment to complete the request form. We will contact you within 24 hours for a free consultation.

 
 
 

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